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I'm looking to buy

Buying a home is really exciting and we want to help you find the right affordable housing option.

Shared ownership is an affordable way to buy a home if you can’t afford to purchase on the open market. We offer a wide range of shared ownership homes across Essex, Kent, London and Sussex, designed to help more people take their first step into home ownership.

What is shared ownership?

Shared ownership is a government-backed scheme that allows you to buy a share of a home while paying a reduced rent on the share you don’t own. Sometimes called part buy, part rent, it’s one of the most accessible routes into long-term home ownership.

Shared ownership homes are sold on a leasehold basis, providing long-term security similar to full ownership. Most of our new build homes come with a long lease length (typically 990 years).

Find out more about shared ownership

How Shared Ownership Works

You purchase a share of a home (usually 25%–75%), although some newer homes are available from as little as 10%, depending on the development.

All shared ownership homes include monthly payments made up of:

  • A mortgage on the share you own
  • A subsidised rent on the share you don’t
  • A service charge (where applicable).

A 5–10% mortgage deposit is typically required, based on the share you’re buying.

Some newer shared ownership homes may also include:

  • The ability to buy additional shares in 1% increments each year
  • Support with essential external and structural repairs for the first 10 years (subject to scheme rules).

These features vary - details will be shown on each listing on our dedicated sales website.

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