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Better Off Calculator

How you could be better off

If you’re worried about money or unsure about benefits, we’re here to help. Our free, easy-to-use Better Off Calculator shows what financial support you could be entitled to and how you might boost your income. You’ll also get handy budgeting tips and advice on cutting household bills It only takes a few minutes, and you can choose to stay anonymous. Watch this short video to find out more. 

Get started today and see how you could be better off. 

Try the Better Off Calculator

We’re here to help

If you’re finding it difficult to manage your rent, household bills, or day-to-day budgeting, our Income and Advice Services team are here to help you. 

We offer free, confidential and impartial advice on: 

  • Finding practical solutions to help you manage or overcome debt.
  • Budgeting and making the most of your money.
  • Benefits and support, including help with applications.
  • Accessing support from other organisations.
  • Understanding your rights and responsibilities. 

If you’d like help using the Better Off Calculator, we can guide you through this too and make sure you’re getting all the support you’re entitled to. 

To get in touch, call us on 0300 323 011 or email customer@moat.co.uk 

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Customers stories

Debbie's story

When Debbie needed help with her benefits, she found personalised face to face support from our Benefits and Income Maximisation team. 

Read Debbie's story here
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John's story

Find out how our customer John is now £970 a month better off using our calculator.

Read John’s story here
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Roger's story

Find out how our customer Roger is now £1,232.30 a month better off using our calculator.

Read Roger's story here
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Paul's story

Find out how our customer Paul is now £606 a month better off using our calculator.

Read Paul's story here
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Ashley's story

Find out how our customer, Ashley, was supported through our local community drop-in session.

Read Ashley's story here
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